Financial Freedom

This is a clear no!  We might refer you to professionals if that might be required but our approach is to Literally assist you to find your personal plan with a little guidance to get some options on the table.  Eventually it is your plan not ours – it is your responsibility not ours.  It sounds horrible but let’s face it if we lend you money you are in essence becoming our slave and we don’t want slaves. We actually want to help you become free.

You need to be willing and able to make a lifestyle change.  You need to be annoyed enough with your situation as a slave to the people that borrowed you their money that you want to change it.
Then you also need to complete the sheet to get a grip of your personal financial position.

Once that is done you hve the choice to either start the process yourself to follow the baby steps as described or you can set-up a discussion with one of our coaches to help you discover the way forward – It is not about telling you what to do more about helping you discover your own capacity.

Again then it is excecution of your plan as you made.

Please book a free consultation appointment to see if we are a match on this issue. 

It does!  It worked for more than 10 million people in more than 30 years.  In my personal situation it has also brought me out of debt except for my Home Loan.  The story of my road will be in a blog post soon.

It is called the 7 baby steps and it was developed by a guy called Dave Ramsey who has grown from a bankrupt 20-something to a nett worth of more than US$300 million by following this steps.  (I wish I discovered it earlier in my life.)  The main idea is to avoid debt as it is the main reason of bankruptsy in the world.  The Bible also teaches us that to be in debt is to be the slave of someone or something.  By not having debt and being able to buy cash we are no-ones slave.  these steps actually shows us how to grow into the position to be debt-free and be cash strong.

The actual goal of all this is to experience the intended blessing and be a blessing to others.  To experience the freedom to choose to live your life and to give to your favourite charity or church.

This might be the biggest issue in the world today.  A very subjective piece of “research” that used the information about people who were in debt to determine if they should be able to repay their debt based on probability.  Now let me ask you with tears i my eyes if I were a billionaire and I needed to rent an apartment in a particular area for a period of time but I don’t have a credit score what would be the probability of me not paying my rent?
My money in the bank would not change my credit score – yet I am more than capable to pay the rent above – but if i buy a very expensive piece of clothing at an apartment store where I struggle to make the monthly payments but do, I will get a good credit score.  And will virtually be securing the rental agreement while I might not be able to pay the rent?
This credit bureau story is perhaps justified by debt and people not paying the debt as they should – but it is probably what one can call trickary to get people to engage in debt.

As you can see on our pricing schedule there is an advantage to pay up front however we do also offe a monthly option.  Payment is due before every session – and we need the funds to reflect on our account 24 hours before the session is scheduled to start.